Commercial Real Estate Lending Solutions
Manage your real estate in a way that matches your business’ growth—upgrade your building, invest in property, or expand your footprint across states. With our in-depth real estate financing experience and hands-on approach, Esquire helps you achieve your goals effectively and efficiently.
Acquisition Loans
Investing in commercial real estate? We’ll put together a competitive financing package that can help make your acquisition quick and profitable—with a personal, professional approach at every step.
Features
- Favorable loan-to-purchase-price (LTPP) ratios of up to 75%
- Debt-service-coverage ratios (DSCR) as low as 1.20x for properties with strong cash flow
- Highly competitive rates and fees with flexible terms and conditions
- Multifamily, mixed-use, and industrial properties preferred; other uses considered more selectively
- New York metro, Long Island, Westchester, and New Jersey markets preferred; other areas considered more selectively
- Loan amounts from $2 to $25 million
- New York, New Jersey, and Eastern Pennsylvania markets preferred; other areas considered more selectively
Refinance Loans
Refinancing an existing commercial real estate loan? Esquire Bank offers competitive rates, creative structures, and superior service that can improve profitability and streamline the refinancing process.
Features
- Favorable loan-to-value (LTV) ratio of up to 75%
- Debt-service-coverage ratios (DSCR) as low as 1.20x for better cash flow
- Highly competitive rates and fees with flexible terms and conditions
- Loan amounts from $2 to $25 million
- Multifamily, mixed-use, and industrial properties preferred; other uses considered more selectively
- New York, New Jersey, and Eastern Pennsylvania markets preferred; other areas considered more selectively
Transitional Loans
Designed to finance value-add enhancements for properties to reach their market potential, including renovations and lease ups, transitional lending expertise is a key strength of Esquire Bank.
Features
- Favorable loan-to-value (LTV) ratios of up to 70%
- Debt-service-coverage ratios (DSCR) as low as 1.25x for properties with strong cash flow
- Customized structures and solutions to meet your specific financing needs
- Multifamily, mixed-use, and industrial properties preferred; other uses considered more selectively
- New York metro, Long Island, Westchester, and New Jersey markets preferred; other areas considered more selectively
- Highly competitive rates and fees with flexible terms and conditions
Owner-Occupied Loans
Make the most of your ownership in your property in a timely manner and at competitive terms with help from our expert real estate team.
Features
- Favorable loan-to-value (LTV) ratios of up to 70%
- Debt-service-coverage ratios (DSCR) as low as 1.25x for properties with strong cash flow
- Customized structures and solutions to meet your specific financing needs
- Multifamily, mixed-use, and industrial properties preferred; other uses considered more selectively
- New York metro, Long Island, Westchester, and New Jersey markets preferred; other areas considered more selectively
- Highly competitive rates and fees with flexible terms and conditions
