Product Overview
Merchant Services Financing
As an asset based lender, Esquire understands that your merchant processing and merchants residuals are your most valuable asset and they should be used as collateral for lending purposes – this sets us apart from other financial institutions. We provide the capital you require for your acquisitions, growth and cash flow needs.
Portfolio Acquisition Loan
Looking to finance a portfolio acquisition—or sell yours? Esquire Bank creates customized solutions for our ISO and agent partners based on our in-depth experience in portfolio evaluations. Whether you are looking to sell your portfolio or to purchase a portfolio, or are looking for a business partner, Esquire is the bank for your acquisitions.
Key Features
Customized portfolio acquisition solutions
In-depth portfolio valuation expertise
Financing for portfolio acquisitions
Highly competitive rates and fees, typically better than non-bank finance companies
Agent Residual Acquisition Loan
Looking to sell your residual or to finance a residual purchase? Look to Esquire Bank. Our years of experience with residual streams—both with and without portability—results in a customized solution that works for your specific needs. Whether you are looking to sell your residual stream or to purchase a residual stream, or if you are looking for a business partner, Esquire is the bank for you.
Key Features
Customized residual acquisition solutions
Extensive residual acquisition knowledge
Financing for residual stream acquisitions
Highly competitive rates and fees, typically better than non-bank finance companies
Working Capital Line of Credit
This flexible revolving line of credit from Esquire Bank provides access to funds when needed, supports gaps in your firm’s cash flow and can help build your business by allowing you to finance new revenue streams instead of self-financing or turning business away.
Applying for a line of credit before you need it gives you the flexibility to make the best decisions for your business at the right time, rather than letting an opportunity pass you by.
Key Features
Utilize your merchant residuals as collateral
Access to funds when needed
Utilize funds to invest in your firm’s resources
Repayment options available
Highly competitive rates and fees, typically better than non-bank finance companies
Merchant Term Loan
Establish or build your business with greater financial ease with a Term Loan from Esquire Bank.
Use it for virtually any set purpose: purchase office furnishings, fixtures and equipment; launch a technology initiative; cover building repairs or remodeling; or finance other business-building projects.
Key Features
Utilize your merchant revenue as collateral
Flexible draw periods converting to repayment terms
Range of maturity terms of up to 7 years
Amortization terms of up to 15 years
Limited financial restrictions placed on the firm or owners
Highly competitive rates and fees, typically better than non-bank finance companies
